It could only be me that swapping lenses should be part of the fun of shooting ILC system. Not everyone would know or happy to swap lenses! If taking away this fun, why not use a fixed lens camera?
Some might never like to swap lens. Can't explain, just feel they just hate to do it. My wife is among them.
Some might say swap lens could miss shooting opportunity. It is true but would depend on how fast we can swap lenses. Max 2~3" might not miss shots as expected.
From various forums I learnt that many might use camera bag not convenient for lens swapping. Nearly most people will cap their lenses while they are not on a camera. Some might perfer to use waist strap.... These would never help on speed of lens swapping. IMHO when you can develop your own fast lens swapping routine, you might find lens swapping will not take a lot of time.
I am shooting with a 1 camera 4 lenses setup. A 24-70 (same for the following lenses), an ultrawide 14-28, a 90-300 and a 35 prime for low lighting. Except the 35, I could swap among the 3 zoom lenses 3~4 times out of 10 shots...
My own flow of operation is as below:
1) never over worry on lens swapping in the field. Lenses, camera and the mount are more durable than we might expect. Dust can be dealt with easily. The right protection might keep the risk of dust, rain or snow onto the sensor low too.
2) get the right camera bag. I perfer a bag which can always at my side or front. No need to unload it (e.g. a backpack). Has a flip top cover for easy opening and closing.
3) set up the right configuration. Best to have lens partition of N+1. N= no. of spare lenses, +1 is for the unmounted lens, so I can store the unmounted lens inside the bag directly.
4) swap lens with 2 hands and a neck strap. So I shall wear the camera on my neck, right hand keep the camera in fixed olace (could face the nude camera down or inside my jacket to protect it from the environment), left hand unlock and unmount the lens, put it back to bag, pick out the new lens, mount it onto the camera.
5) all lenses will be uncap (front and back, having hood attached to avoid finger print) before starting a shooting session. Just to cap the unmounted lens, store it, and uncap the new lens could take up more than a few seconds before the lens can be mounted on to the camera. Also we need both hand to cap & uncap the lens might put the nude camera in risk against the environment too.
The above works well for me. I am size and weight concern. I would avoid carrying more than 1 body as much as possible.
For certain special conditions, e.g. ball game, safari touring, tracing birds or war zone, I could imagine swapping lenses might be impracticable, multi cameras could be better.
My 2 cents.